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Florida Contractors License and Surety Bond for the Construction Industry

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A Florida Construction Contractor License Bond guarantees that a contractor will work according to the laws and regulations of the state and to protect government agencies and consumers from potential financial loss. The surety bond guarantees that construction professionals will adhere to the laws and regulations of the state, and will follow the terms noted within the surety bond's legal language.

Construction contractor applicants can apply for licensure through the Florida Department of Business & Professional Regulation (DBPR), Construction Industry Licensing Board (the CILB).

Florida has two levels of contractors, Division l and Division ll. Division l contractors include general contractors, building contractors, and residential contractors. Division ll are any other type of contractor.

Types of Contractors With Surety Bond Requirements:

  • Florida General Contractor (GC) Surety Bond
  • Florida Building Contractor Surety Bond
  • Florida Residential Contractor Surety Bond
  • Florida Class A Air Conditioning Contractor Surety Bond
  • Florida Drywall Contractor Surety Bond
  • Florida Residential Swimming Pool Contractor Surety Bond
  • Florida Pool Servicing Surety Bond
  • Florida Spa Servicing Surety Bond
  • Florida Irrigation Specialty Contractor Surety Bond
  • Florida Plumbing Contractor Surety Bond
  • Florida Financial Responsible Officer Surety Bond

    • Surety Bond and License Requirements:

    1. Applicants must complete the application and provide proof of financial stability including having a credit score greater than 660, the ability to pass a criminal background check and be of good moral character.
    2. Applicants must not have any liens or unsatisfied judgements against them personally or their company.
    3. Contractors must secure a surety bond for credit scores of 660 or less.
    4. Applicants that have completed the 14-hour financial responsibility course require a $10,000 surety bond for Division l contractors and a $5,000 surety bond for Division ll contractors.
    5. Applicants that have not completed the 14-hour financial responsibility course require a $20,000 surety bond for Division l contractors and a $10,000 surety bond for Division ll contractors.
    6. Financial Responsibility Officers are required to have a $100,000 surety bond.
    7. Instead of a bond an irrevocable letter of credit signed by an approved financial institution can be filed with the state.
    8. In addition to the application requirements, contractors are encouraged to complete the 14-hour financial responsibility course.
    9. Applicants must carry general liability insurance for general and building contractors, a minimum of $300,00 public liability, and $50,000 property damage. All other contractor types need $100,000 public liability and $25,000 property damage.

    How Much Will This Bond Cost?

    The premium that you pay for a Florida Construction Contractor License Surety Bond is dependent on credit and the bond amount required.

    Related Links:

    Florida Contractor License Information
    Florida Construction Industry Faq's
    Read our blog, Palm Beach County License & Permit Bonds

    More Surety Bond Questions?

    Check out our FAQ page or What’s a Surety Bond? page. Should you need or choose to buy a surety bond, buy from us. SuretyGroup.com has been underwriting surety bonds throughout the U.S. for more than 35 years. When you work with us, you enjoy the unique benefit of dealing with a team of highly experienced surety agents with in-house underwriting authority. This allows you to receive competitive, low rates, quick approvals, and immediate bond delivery. In most cases, your bond will be delivered within 24 hours after you apply for it.

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    For a downloadable application