You first go to whatever state that you reside in and see if there are any requirements to be a licensed mortgage broker. If there are a requirements for licensing, as a new licensee you must complete all the requirements to come into compliance and obtain a mortgage broker surety bond. Some states requirements are continuous education, posting a surety bond, paying a fee to the state for your license. If you are in a state that requires that, a surety bond has to be posted for you to qualify for your license. You must find a surety company that is licensed in that state that you need the surety bond. If you are required to post a bond, you must complete the mortgage broker bond application and provide all the additional information that the surety may require for you furnish to be approved for your bond.